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If you hold shares in Thomas Cook then you won’t be happy with the crash landing.

Sep 25, 2019

You might agree with me that holding individual shares is too much of a high-risk in these uncertain times? Far better, in my view, to invest your money in Unit Trust Funds and things called OEICS which are Open-Ended Investment Companies.


Put simply these are investment funds where you trust a Fund manager to go out and buy investments and shares on your behalf to make your money grow and provide an income for you. The point is lots of individual people are investing this way through the hands of your Fund Manager so he has loads of money to invest. This means that through one investment your money is spread over 50, 80 or even 100 shares in the one investment fund so if some of your shares crash land then hopefully the others will take off.

By diversifying the investments across many shares you stand a good chance of making more of your money rather than leaving it in the bank or building society.  You need to be willing to accept that your funds will go down in value sometimes on their way to making you a profit over time.

All of this, of course, is why I offer my Money Awareness Course. This, after  50 years of giving advice on the fascinating world of investments. Many of my students have already placed their pension and other investment funds into Unit Trusts in what is called the Fixed Interest Market. These funds are regarded as lower risk than shares, and because demand is currently high the price has now risen. Over the last 12 months, investors have seen returns on average of 11.38%.

Education is a powerful thing?

To hear me talking more about these things go to www.yourfinancialfriend .co.uk and the free taster videos there.

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“Well I’m really surprised –  Rob's trial session with me explained so much and I understood it. It wasn’t over my head! Yes I want to do the rest of the Course please! Rob Harris,  if only I’d known all this years ago!”

Mrs. B W Hertfordshire

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Not a Financial Adviser but a Financial Friend, Educator Independent and unbiased.

No one, but no one is as interested in your money as you and it’s a great feeling when you understand and take control of your money to make it provide what you want the way you want it. Take control with the confidence of your new Financial Friend alongside all the while hand in hand guiding and guarding with his years of knowledge and real-time experience alongside you. 

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"I would definitely recommend Rob. He was easy to understand and really opened our eyes to things we needed to know. Our new knowledge changed the direction we were thinking of taking and saved unnecessary costs. Rob! Everyone should do your course with you!"

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How you can benefit

We have designed Low Cost entry learning packages right through to top-line Executive 1 2 1 programmes and everything in between to suit your budget, tailor-made for who you are, what you need and what you want to achieve. Here they are:

Low cost entry.

The Confidence Builder.  Learn the basics little by little. Find out more on the 'How you can benefit' page.

The Educator.  Keep up to date with what you need to know to protect and profit from your money  Find out more on the 'How you can benefit' page.

The Informer.  Gain from Rob’s commentary, insights, intuition and knowledge to see how to increase your profitability in all circumstances. Find out more on the 'How you can benefit' page.

One to One Tuition

The Comprehensive Money Awareness Course.  Includes  The Confidence Builder, The Educator,  PLUS one to one tuition with Rob and ongoing Financial Friend Support.  Find out more on the '1-2-1 tutoring' page.

The Premier Money Awareness Course.   Includes  The Confidence Builder, The Educator and The Informer PLUS  one to one tuition with Rob and proactive ongoing Financial Friend Support with a guarantee to get you into profit. Find out more on the '1-2-1 tutoring' page.

The Executive Money Active Course.     All the benefits of the Premier Course 1 2 1 with Rob Harris and our skilled Stockbroker/IFA and Global Economist.  Trust and tax specialist where appropriate. For those with serious money or those with serious intent for deeper knowledge.  Create your estate.  Guard and protect your estate.  Find out more on the '1-2-1 tutoring' page.

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