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Your Financial Friend is an information/education only service and does not give personal recommendations or provide financial advice. Regulated Independent Financial Advice is recommended as appropriate. The purchasing power of money held in cash on deposit or in ISAs may fall against the rising cost of living. The value of Stockmarket investments and the income they provide can go down as well as up and you may not get back the amount you originally invested. Your Financial Friend is not regulated to give advice. We work closely with the regulated advisors Bloomfield Wealth Management Ltd to ensure accuracy and the quality of the information provided. Tax benefits depend on your personal circumstances and may change from time to time.